TM Insurance

Services

Accident

We have all been there. An accident occurs, you end up in the emergency room and get stuck with a huge out-of-pocket bill. Accident plans offer you peace of mind through affordable protection for employees and their families, paying cash for those unexpected, out-of-pocket costs. Also – they are portable – so the plan can be kept in force even if you leave your employer.

Annuity

When you invest in an annuity, you can lock in financial returns for years to come. And unlike stocks or other volatile financial products, annuities are designed to be safe and stable. When you enlist us to help, you can count on the following:

  • Dedicated financial professionals
  • A range of financial products
  • A no-pressure approach to investing
  • Don’t leave your future up to chance, consider an annuity with us! Call us today to set up an appointment and learn more.

Auto Insurance

We’re dedicated to client satisfaction in all of our endeavors. Instead of just giving the same basic insurance policy to every customer who comes through our doors, we try to tailor our services to each client’s individual needs and circumstances.

We’re proud to offer a wide range of auto insurance policies. We’re fully licensed and insured, and financing options are available upon request. Call us today to receive answers to any questions you might have or to schedule an appointment.

Boat Insurance

If you own a boat, then you’re most certainly aware of the financial commitment involved. Boats require maintenance and care, and your boat is an investment that should be protected. That’s where we can help with a wide range of boat insurance options for customers in Grand Island, NE.

Our boat insurance packages reflect the diversity of our client’s needs and we’re prepared to tailor a boat insurance coverage program that fits your boat and your budget. When you come to us, you can expect detailed, personalized service and a polite, knowledgeable staff. We’ll go out of our way to make the insurance selection process as simple and hassle-free as possible.

Critical Illness

Cancer, Stroke, or Heart attacks happen more frequently than we would like to know. All of these illnesses and many more can cause you financial hardship that is near impossible to get out of. With Critical Illness plans you can be protected by a policy that reduces the burden and pays you money directly so you can focus on the more important things.

Flood Insurance

Is your property at risk for flood damage? If you live near the water or are in a flood zone, large-scale damage can occur in the event of a hurricane or storm surge. Unfortunately, floods are often left out of homeowner’s insurance policies. Why take chances when we’re here to offer the coverage you need?

For flood protection, don’t place your trust in high ground or sandbags alone. We understand the importance of finding the right policy, so we’ll take the time to walk you through your options. When you call us, you can count on:

  • Knowledgeable, helpful professionals
  • A no-pressure customer service philosophy
  • Competitive rates and a wide selection of plans

Home Insurance

As a home insurance owner, you’ll be able to sleep at night knowing that your policy is tailored to the particular demands of your unique property. We’ve developed an exciting array of home insurance plans that include:

  • Guard against theft and damage
  • Provide for a successful future in your home
  • Optimize economic feasibility
  • Provide a hard-to-come-by peace of mind

Securing a solid home insurance plan is easier than you think. Whether your house is on a generous lot, or in a dense urban framework, we’ll work with you to craft the insurance plan that fits your needs.

Life Insurance

If you’d like receive service from a family-owned and operated life insurance agency based in Grand Island, NE, then the team at Teresa Matrisciano is here for you. We realize that some individuals may be worried about the financial costs sometimes associated with procuring life insurance, which is why we strive to make our policies affordable. We also offer various financing options to make things easier for you. We’re there when you need us most.

While some people may believe that you don’t need life insurance until later in life, the reality is that everyone can potentially benefit from having the right policy behind them. Our experienced agents are happy to discuss your circumstances with you and help you derive a policy that fits your needs.

Motorcycle Insurance

There’s nothing like the feeling of riding your motorcycle out on the open road. But if you ride a motorcycle, you’re probably aware of the potential dangers your hobby entails. Without the right coverage, you could find yourself in a bad situation should an accident occur.

We value our customers, and we go out of our way to offer excellent service. No matter your budget, we’ll be happy to walk you through your motorcycle insurance options and help you find the plan that offers the protection you need. We pride ourselves on our wide range of products and affordable coverage options; and we’ll be happy to answer any questions you have about our plans.

Property Rental Insurance

Just because you don’t own a home doesn’t mean you don’t need coverage. When you rent you’re still prone to many of the same risks and uncertainties as homeowners, from property damage to theft. That’s why we offer a variety of property rental insurance packages.

Protect your personal belongings with an insurance plan today that fits your needs. No matter your budget, we’ll work hard to help you find an affordable insurance plan that works for you.

Supplemental Policies

There are lots of insurance policies out there, and they can get pretty specific. From car insurance to homeowners insurance to life insurance and everything in between, there seems to be one or another kind of insurance for every conceivable situation. But that doesn’t necessarily mean that all of those different insurance plans cover everything. More often than not there are gaps in your coverage, that’s where we come in. Contact us today about a supplemental insurance policy to get you the right coverage you need.

Workers’ Compensation Insurance

Worker’s compensation should be considered an essential element of any company’s insurance coverage. A single serious injury claim could cost enough to bankrupt a small business. Lost wages or medical bills due to an on-the-job injury could be financially devastating for one of your employees. With worker’s compensation insurance, you can help eliminate the risk of costly lawsuits and ensure the best possible medical care for any employee who might be injured on the job.

Don’t take chances with your business, protect yourself and your employees today with an insurance plan that works for you.